Veteran Advocate

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Helping veterans, active-duty military, guard and reserve members, and surviving spouses navigate the VA home loan process with clarity, compassion, and confidence.

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About Melissa

Purpose-Driven VA Lending

Melissa Ketchel is Vice President of VA Lending at Continuing Mission Mortgage, where she has specialized in VA home loans since 2020 backed by more than a decade in the mortgage industry. A Gold Star Sister and Blue Star Mom, Melissa brings a deeply personal connection to the military community she serves.

Her brother, Lance Corporal Michael W. Hanks, was killed in action in Fallujah in 2004. That loss became the driving force behind two decades of advocacy for veterans, military families, and Gold Star survivors. Today she works to dismantle VA loan myths, expand access to earned benefits, and guide clients through purchase and refinance with integrity and empathy.

Read her full story →

500+

VA Loans Closed

10+

Years in the Industry

5.0

Google Rating

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How Melissa Helps

VA Home Loans

VA home loan services for veterans, active-duty service members, guard and reserve members, and surviving spouses — plus education for the professionals who serve them.

VA Purchase Loans

Use your earned benefits to buy with $0 down and no PMI. Guidance from pre-approval through closing.

VA Refinancing (IRRRL)

Streamline your existing VA loan to lower payments or switch rates — fewer documents, less stress.

Veteran & Realtor Education

Dispelling VA loan myths for service members, realtors, and fellow lenders through webinars and trainings.

Surviving Spouse Support

Specialized care for surviving spouses navigating VA benefits — handled with the compassion they deserve.

Resources

Tools & Guides for Every Chapter

Pick who you are — get curated guides, FAQs, and tools built for your situation.

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Speaking

Educating the Industry

Melissa speaks at industry events, realtor associations, and military installations to dispel VA loan myths and expand access to benefits.


Recent Engagements

  • National Association of Realtors Annual Conference
    VA Loan Myths & Realities
  • Fort Campbell Military Installation
    Homeownership for Active Duty
  • State Mortgage Lenders Association
    VA Lending Best Practices
  • Gold Star Families Conference
    Surviving Spouse Benefits

View all speaking engagements →

Popular Topics

  • Breaking Down VA Loan Misconceptions
  • Working with VA Buyers: A Realtor’s Guide
  • From Service to Homeownership
  • Surviving Spouse VA Benefits Explained
  • PCS Moves and VA Financing
  • Building a Military-Friendly Lending Practice

Latest Updates

Articles, Press & Insights

View all updates →

Beyond Lending

Advocacy & Service

Melissa’s work extends beyond mortgage lending into advocacy, education, and supporting organizations that serve the military community and Gold Star families.

Gold Star Wives of America

Supporting surviving spouses of fallen service members through advocacy, education, and community.

Learn more →

Travis Manion Foundation

Empowering veterans and families to develop character, lead with purpose, and serve with impact.

Learn more →

Veteran Education Initiatives

Delivering workshops and resources to help veterans understand and maximize their VA benefits.

Learn more →

Client Reviews

What Clients Say

Ready to Use Your VA Benefit?

Whether you’re buying your first home, refinancing, or just exploring your options — let’s talk. You’ve earned this benefit. Let me help you use it.